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Business & Personal. Your Two Worlds in Complete Harmony.

You’re more than just your business — you’re the owner behind it. Flex manages every transaction, from business revenue to your personal spend, so you can optimize your whole life in one seamless platform.

Designed for the 1%, now available to entrepreneurs globally.

Your Whole World.
Business and Personal.
In One Place.

Your Whole World.
Business and Personal.
In One Place.

Business
Business Banking
Business Credit
Net-60 Credit Terms
Flexible Rewards & Cashback
Unlimited Employee Cards
AP & AR Automation
Employee Expense Management
24/7 Relationship Banking
Personal
Personal Banking
HNW Credit Card
World Class Rewards
Lifestyle Concierge
Unlimited Personal Cards
Free Payments & Bill Pay
Private Asset Tracking
24/7 Relationship Banking
Flexbase Technologies, Inc. is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.

Your Whole World.
Business and Personal.
In One Place.

Business
Business Banking
Business Credit
Net-60 Credit Terms
Flexible Rewards & Cashback
Unlimited Employee Cards
AP & AR Automation
Employee Expense Management
24/7 Relationship Banking
Personal
Personal Banking
HNW Credit Card
World Class Rewards
Lifestyle Concierge
Unlimited Personal Cards
Free Payments & Bill Pay
Private Asset Tracking
24/7 Relationship Banking

Your Whole World.
Business and Personal.
In One Place.

Your Whole World.
Business and Personal.
In One Place.

Flexbase Technologies, Inc. is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.
Business Banking
Business Credit
Net-60 Credit Terms
Flexible Rewards & Cashback
Unlimited Employee Cards
AP & AR Automation
Employee Expense Management
24/7 Relationship Banking

Your Whole World.
Business and Personal.
In One Place.

Personal Banking
HNW Credit Card
World Class Rewards
Lifestyle Concierge
Unlimited Personal Cards
Free Payments & Bill Pay
Private Asset Tracking
24/7 Relationship Banking

Financial
tools
for
your
business.
Peace
of
mind
for
your
family.
While
most
financial
platforms
are
built
for
bookkeepers,
Flex
is
built
for
you.
Running
a
business
means
managing
both
sides
of
your
finances
business
and
personal.
Traditional
banks
and
software
don’t
get
that.
They
keep
everything
separate,
leaving
you
juggling
multiple
accounts,
tools,
and
headaches.
Flex
layers
all
the
pieces
together.

Flex Financial Management

With Flex, you get a financial platform designed for the way you actually operate:

Track business revenue and personal spend — seamlessly with Flex’s owner essentials.

Manage all your bills in one place with Flex’s automated, AI-powered AP software.

Separate and optimize your personal and business money — without the friction.

Flex dashboard
Your Entire Financial Stack, Connected.

The Flex Financial Suite.

Start with a card. End with an automated finance platform. Flex is more than just a business credit card — it’s a fully integrated financial ecosystem designed to help business owners scale, optimize cash flow, and automate financial operations.

Business Banking

Powerful, Fast, Free Banking.

Fast, secure banking. Handle all of your payments, transfers, and purchases in one easy-to-use platform.

  • Earn 1% cash back on debit card purchases.*
  • Enjoy free domestic ACH and wire transfers.
  • Make idle cash work for you with up to 2.99% APY.**
  • FDIC Insurance available up to $3M for funds on deposit through Thread Bank, Member FDIC.¹
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white dots flex
Business Credit Card

One Card to Rule Them All.

The first 3-in-1 card to offer flexiblity between payment terms and cashback rewards.

Card icon
Up to 1.75% unlimited cashback
Money icon
0% interest for 60 days on every eligible spend
Gallery icon
Flex between interest-free float and cashback
Add gallery icon
Credit limit explicitly tailored to your business.
Money icon
Exclusive world-class rewards
Money Icon
Pay vendors that don't accept credit card
Employee Expense Management
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white dots flex
Employee Expense Management

Empower Your Team, Stay in Control — with Expenses on AI.

Automate approvals, track spending, and set dynamic controls.

  • Smart expense policies that enforce compliance effortlessly.
  • Unlimited physical and virtual cards for employees, with custom limits.
  • Real-time tracking for total visibility into company spending.
  • Seamless integrations with QuickBooks, Xero, and NetSuite.
Global Payments

Pay Fast. Pay Low Fees. Pay Globally to 180+ Countries.

Send and receive global payments with speed, ease, and transparency.

  • $0 wire transfer fees for payments in local currencies.
  • Pay vendors with any credit card, even where cards aren’t accepted.⁺
  • Transact in up to 32 local currencies.
  • 1% FX rate on every transaction. Save more with enterprise discounts.
⁺Coming soon.
Contact Flex for volume discount pricing.
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white dots flex
white dots flex
white dots flex
AP Automation

All Your Bills.
Automated With AI.

Reduce manual work, pay faster, and automate AP – for free.

  • Streamline payments with Bill Pay’s automated AI technology.
  • Pay your way by ACH, card, or Bill Pay credit.
  • Pay vendors with credit, even those outside traditional card networks.⁺
  • Seamlessly sync with QuickBooks, Xero, and NetSuite.

24/7 Global Support.

Get the support you deserve from a team that understands growing businesses. Enjoy rapid response times and hands-on service, guaranteed.

New York
11:10 PM
Miami
11:10 PM
San Francisco
08:10 PM
Los Angeles
08:10 PM
Boston
11:10 PM
Washington D.C.
11:10 PM
Atlanta
11:10 PM
Dallas
10:10 PM
New Delhi
08:40 AM
Medellín
10:10 PM
Philadelphia
11:10 PM
London
04:10 AM
New York
11:10 PM
Miami
11:10 PM
San Francisco
08:10 PM
Los Angeles
08:10 PM
Boston
11:10 PM
Washington D.C.
11:10 PM
Atlanta
11:10 PM
Dallas
10:10 PM
New Delhi
08:40 AM
Medellín
10:10 PM
Philadelphia
11:10 PM
London
04:10 AM
Seattle
08:10 PM
Toronto
11:10 PM
Vancouver
08:10 PM
México City
09:10 PM
São Paulo
12:10 AM
Buenos Aires
12:10 AM
Dubai
07:10 AM
Aspen
09:10 PM
Manila
11:10 AM
Phoenix
08:10 PM
Austin
10:10 PM
San Diego
08:10 PM
Seattle
08:10 PM
Toronto
11:10 PM
Vancouver
08:10 PM
México City
09:10 PM
São Paulo
12:10 AM
Buenos Aires
12:10 AM
Dubai
07:10 AM
Aspen
09:10 PM
Manila
11:10 AM
Phoenix
08:10 PM
Austin
10:10 PM
San Diego
08:10 PM
Flex Case Study

75% of customers highlighted improved cash flow as a primary reason for choosing Flex.

Read Customer Stories

Taken from a customer survey in January 2025

Flex logo
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Ben - CEO, Innovquant
CEO, Innovquant
dpose
Yacht
Ben - CEO, Innovquant
CEO, Innovquant
dpose
Karl Spekor, President, Mod Partners
Managing Partner,
Dhuna Ventures
Joey Levy, CEO betr
CEO Betr
Jet in Mountains
Karl Spekor, President, Mod Partners
Managing Partner,
Dhuna Ventures
Joey Levy, CEO betr
CEO Betr
Jet in Mountains

Owners Using Flex:

“We chose Flex for its flexible payment options, generous credit limits, and valuable cashback rewards. Its easy expense tracking and reliable customer service set it apart, making it the perfect fit for managing cash flow and enhancing financial efficiency.”

Karl Spektor sign
Karl Spekor, President, Mod Partners
MOD logo

Simplify Financial Management.
Scale Without Limits.